Privacy and Policy

1. Regarding the privacy and security of clients and visitors to the web site, Banco Pine S/A presents its "Privacy Policy" below. Banco Pine S/A discourages anyone who does not agree with the terms established herein from accessing the web site.

2. The information requested from clients and users will be stored in Banco Pine S/A's Information System to supply data for statistics and to establish relations. This information will only be viewed and used by authorized and qualified personnel in the performance of functions inherent to contacts and business transactions via the Internet. Personal information supplied by clients and visitors to the site will be collected and saved according to strict confidentiality and security standards and will not be passed on to any third party, unless otherwise expressly authorized by the client or by force of law.

3. Banco Pine S/A is not responsible for any damage or problems caused by data transmission delay, interruption or blocking on the Internet.

4. Banco Pine S/A guarantees web site access security for transactions and the exchange of private information through its data cryptography process, which uses a Secure Socket Layers (SSL) protocol. Banco Pine S/A periodically evaluates security and privacy procedures. We recommend that our clients protect themselves against unauthorized access to their password and computer, as these fall under the client's complete responsibility. Therefore, the user should always log off immediately after the finishing an online session.

5. Information, texts, images, sound effects and/or applications displayed on the website are protected by the laws and norms that regulate copyrights, trademarks and patents. Modification, reproduction, storage, transmission, copying, distribution or any other form of use for commercial purposes is strictly prohibited unless otherwise authorized by Banco Pine S/A.

6. This Privacy Policy may be modified whenever Banco Pine S/A finds it necessary. Therefore, it is crucial that clients and visitors periodically review its contents.

7. By using this web site, the client/visitor will be automatically complying with all practices described above in this Privacy Policy.